“Insurance: poor people paying rich people to cover their backs”

This never-ending saga surrounding healthcare sorely needs a resolution. We are talking about how the care we seek is paid for, not the access to doctors. We’ve prized this profession as “God Like” because of our species inherent fears about our mortality. Dying by any other means than old age during a peaceful somber, simply freaks us the hell out. This makes having the feeling of access to the most cutting edge medical understanding, the holy grail of capabilities. Once upon a day, medical services were sold on the open market just like everything else we spend our money on, but poverty restricted that access I mentioned before, and the government was called to action. 1966 marked the beginning of government involvement in the purchasing of healthcare.

Medicare evolved out of social demand…not devine intervention!

110 years after the founding of the first accidental health insurance company, the advent of a comprehensive national healthcare insurance network was founded. Process just appears slow given the distant landscape of the situation. Partnering the government with for profit insurance companies for over five decades hasn’t yielded a distinct source of progress for this dilemma, yet here we sit waiting on them to resolve the issue again. The problem is economic in nature, yet the only financial resources addressing this are the insurance companies. Hmm, nothing bad can ever come from that? (AIG) should serve as a reminder of how the government looses track of the key indicators to health and wellbeing  for the things they become overly involved in. The plan needs a drastic overhaul…


In 2015, Medicare provided health insurance for over 55 million—46 million people age 65 and older and nine million younger people.[2] On average, Medicare covers about half of the health care charges for those enrolled. 


Medicare spending grew 4.5% to $646.2 billion in 2015, or 20 percent of total NHE.


Medicaid spending grew 9.7% to $545.1 billion in 2015, or 17 percent of total NHE.


Private health insurance spending grew 7.2% to $1,072.1 billion in 2015, or 33 percent of total NHE.


NHE grew 5.8% to $3.2 trillion in 2015, or $9,990 per person, and accounted for 17.8% of Gross Domestic Product (GDP).


Contrast these numbers to the fact we pay $7500 a year to avoid catastrophic financial risk before we get the first doctors visit, then we pay an additional $13,000 before the insurance company pays a dime. Who the fuck wins in my scenario? All for the right to have them negotiate my invoices from the healthcare providers.



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